From Bankruptcy to a New Career: Starting Over After Losing It All

Can you really change careers after financial ruin, later in life, with nothing left? This is the honest answer from someone who lived it.

Starting over is possible, even from the bottom

Darin Stubbs was the CEO of a mortgage banking company, licensed across more than a dozen states. Then 2008 came, and like millions of others he lost it all. Bankruptcy, foreclosures, tax liens. He went from a large home to a small rental and lived years without a credit card.

Then one phone call opened a door. It was hard work. He had to look, listen, and grow. But he built a new career from nothing, and it did not take as long as he expected.

So are you sick and tired of being sick and tired? Do you know in your heart you are worth more than an hourly wage or a salary? If so, the next step is simple. Stay open minded, get the information, and make a choice.

Read the full video transcript

I was the CEO of a mortgage banking company, licensed in 13 states. Then 2008 came and I went bankrupt like millions of others. I went from a 5,700 square foot home to a little rambler with pea green carpet. Foreclosures, tax liens, cars taken from the driveway. I started over with nothing and lived seven years without a credit card.

Then in January 2016 a buddy I had not seen in seven years called me. It was hard work. I had to look, listen and grow, but I built this business and it did not take that long.

So are you sick and tired of being sick and tired? Do you know in your heart you are worth more than an hourly wage or a salary? Tired of answering to someone who decides what you are worth?

All I am asking is that you stay open minded and get the information. Then make a choice.

Common questions

Is it too late to change careers later in life?

No. People start new careers in insurance at many ages and stages of life. What matters most is a willingness to learn and stay consistent.

Can you start over after bankruptcy?

Yes. A past financial setback does not disqualify you from building a new career and a new future in this field.

Do I need a finance background to start?

No. Many successful agents came from unrelated fields. Training and mentorship help you build the skills you need.

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